Friday 24 April 2015

Election Manifestos - what they have to say for benefit claimants


This post attempts to summarise the different parties' commitments regarding welfare benefits. It also looks at commitments that are not directly related to benefits, but are relevant to benefit claimants, the low paid (who can also be benefit claimants, of course), and other vulnerable people.

The post is sorted by subject, not by party: this is so you can easily compare what different parties say about the same thing (or if they say nothing at all about it...)

Even though there are no quotation marks, all the comments have been lifted directly from the manifestos, apart for a few changes to ensure grammatical clarity. If I haven't been able to find anything in a particular party's manifesto about an issue, I've left their space blank. This post only includes promises made in the manifestos, so you won't find assertions made by party members in the media that are not in their manifesto.

This is not an opinion post (despite the temptation). However, as I've had to select and digest, there is inevitably going to be some subjectivity and judgement calls:

  • I've generally, but not always, avoided promises that include words like 'review', 'consider', 'explore', 'examine', as these don't generally amount to much of a commitment. The exceptions are where they appear to relate to a clear plan of action
  • I've not included undertakings that are planned to take more than one parliament to follow through to completion (like the Green Party's proposals for radical welfare reform).
  • I've not considered stuff that might have an impact on benefits provision because of competing budgetary demands: otherwise I'd have to include everything.
  • If parties are simply committing to continue something that's already in place, I've normally left it out.
  • Much as I've been tempted to, I have not included anything about immigration issues, except insofar as they touch on the world of social security benefits.

It's been a challenge to decide which parties to include. In the end the list is:
=Conservatives:
=Labour:
=Liberal Democrats:
=UKIP:
=Green:
=SNP:

I've agonised over whether to include the SNP or not: in the end they've got in because it looks like they might take the role of kingmaker. I apologise to the parties that have been left out, but I had to balance the need for inclusion with that of getting this finished in time to be useful.


As I said before, this is not an opinion piece, but I will offer you some advice to help you form your opinion:

  • Be wary of 'weasel words' (e.g. 'we will help the jobless back to work' and 'we won't allow the sick to languish on benefits'). Always ask: what does this really mean?
  • Don't be too excited by very positive sounding pledges from smaller parties: the less likely a party is to form part of a government, the less likely it is that it will have to bear responsibility for not keeping to its pledges!
  • Be suspicious of vagueness

The manifestos can be accessed via the links below, if you want to check things out for yourself.



(The SNP wins my prize for the cleanest web address...)

I have tried to be fair and thorough, but if you think I've left something substantive out, please let me know via the comments section.



Commitments that are directly related to benefits 



Overall welfare spending


=Conservatives:
- Cap overall welfare spending: our overall welfare cap will limit the amount that government can spend on certain social security benefits in the five years from 2015-16

=Labour:
- we will cap structural social security spending as part of each spending review,

=Liberal Democrats:
- Introduce a 1% cap on the uprating of working-age benefits until the budget is balanced in 2017/18, after which they will rise with inflation once again. Disability and parental leave benefits will be exempt from this temporary cap

=UKIP:

=Green:
- We would be prepared to invest up to £30 billion over the Parliament to reduce the amounts that people lose from their benefits when they move into paid work

=SNP:


Claimant benefit cap


=Conservatives:
- We will lower the maximum amount that a single household can claim in benefits each year from £26,000 to £23,000, so we reward work.
- We will continue to have exemptions from the cap for those receiving Disability Living Allowance or the Personal Independence Payment

=Labour:
- We will keep the household benefit cap and ask the Social Security Advisory Committee to examine if it should be lower in some areas.

=Liberal Democrats:
- We will retain the overall cap on a household’s benefits and believe this should continue to be set at around the average family income.

=UKIP:
- Supporting a lower cap on benefits

=Green:

=SNP: 


General benefit payment rates 


=Conservatives: 
- We will freeze working age benefits for two years from April 2016, with exemptions for disability and pensioner benefits – as at present – as well as maternity allowance, statutory maternity pay, statutory paternity pay, statutory adoption pay and statutory sick pay.

=Labour:
- we will not cut tax credits,  ???
- we will introduce a higher rate of Job Seekers Allowance for those who have contributed over years. It will be funded by extending the length of time people need to have worked to qualify ??

=Liberal Democrats:

=UKIP:

=Green:
- Restore the link between state benefits and earnings; ensure state benefits rise as fast as prices or wages, whichever of those grows more.
- increasing the disregards for Income Support and Jobseeker’s Allowance (JSA). Initially we would increase the income disregarded on JSA for all categories of client to £50 a week, with similar increases for those on Universal Credit

=SNP:
- we will vote to increase benefits at least in line with CPI inflation,



Benefits for claimants with health problems and/or disabilities


=Conservatives:
- We will help you back into work if you have a long-term yet treatable condition
- We will review how best to support those suffering from long-term yet treatable conditions, such as drug or alcohol addiction, or obesity, back into work. People who might benefit from treatment should get the medical help they need so they can return to work. If they refuse a recommended treatment, we will review whether their benefits should be reduced.
- We will also provide significant new support for mental health, benefiting thousands of people claiming out-of-work benefits or being supported by Fit for Work.

=Labour:
- We will reform the Work Capability Assessment and focus it on the support disabled people need to get into work. We will give an independent scrutiny group of disabled people a central role in monitoring it.
- And we will introduce a specialist support programme to ensure that disabled people who can work get more tailored help

=Liberal Democrats:
- Conduct a review of the Work Capability Assessment and Personal Independence Payment assessments to ensure they are fair, accurate and timely and evaluate the merits of a public sector providero Invest to clear any backlog in assessments for Disability Living Allowance and Personal Independence Payment.
- Simplify and streamline back-to-work support for people with disabilities, mental or physical health problems.
- Improve the benefits system for disabled people, based on the principle of one assessment, one budget. This will bring together support like Personal Independence Payment, Employment Support Allowance, a replacement for the Independent Living Fund and health and social care entitlements.
- Improve links between Jobcentres and Work Programme providers and the local NHS to ensure all those in receipt of health-related benefits are getting the care and support to which they are entitled. In particular, as we expand access to talking therapies we expect many more people to recover and be able to seek work again.

=UKIP:

- We will end unfair ATOS-style Work Capability Assessments and return assessments to GPs or appropriate specialist consultants, who have full access to patients’ medical records and are likely to know the patient. We believe this makes them the best person to undertake assessments and we will ensure they are adequately funded and resourced to take on this task
 - Require GPs/specialists to notify the Department for Work and Pensions when they believe a patient is well enough to return to work, by issuing a ‘fit note’
- Remove ‘tick-box’ and quota arrangements from sickness and disability assessments

=Green:
- Cancel the Department for Work and Pensions contracts with the private sector for benefit entitlement assessment

=SNP:
- We will vote to block plans to cut Disability Living Allowance by £3 billion across the UK by 2017-18



Benefits for work-seeking claimants 


=Conservatives:

=Labour:
- We will do more to help unemployed people get the skills they need for work, testing jobseekers’ Maths, English and IT skills within six weeks of them claiming benefits. They will be required to take up training where this will improve their chances of getting a job
- We will introduce a higher rate of Job Seekers Allowance for those who have contributed over years. It will be funded by extending the length of time people need to have worked to qualify.
- And we will commission a replacement for the Work Programme at a more local level, working with local authorities to join up support for the long-term unemployed

=Liberal Democrats:
- Deliver a reformed and improved Work Programme in partnership with English local government, and the national governments of Wales, Scotland and Northern Ireland
- We will improve incentives for Jobcentre staff and Work Programme providers to ensure there is real help for those furthest from the labour market

=UKIP:

=Green:
- End work-for-benefits programmes, or workfare
- Ensure that all those on training or work placements as part of the benefits regime are either in college-based training or at work earning at least the minimum wage

=SNP:


Benefits sanctions & conditionality


=Conservatives:

=Labour:

=Liberal Democrats: 
- Review sanctions procedures in Jobcentres. While sanctions can be a necessary last resort to ensure jobseekers are looking for work, they should not be used to cut benefit expenditure deliberately. Reductions in benefits may not always be the best way to improve claimants’ compliance: those with chaotic lives might be more successful in finding a job if they were directed to targeted support with their problems. 
- We will ensure there are no league tables or targets for sanctions issued by Jobcentres and introduce a ‘yellow card’ warning so people are only sanctioned if they deliberately and repeatedly break the rules

=UKIP:

=Green:

=SNP: 
- We will demand an urgent review of the conditionality and sanctions regime


Benefits for young people


=Conservatives:
- We will replace the Jobseeker’s Allowance for 18-21 year-olds with a Youth Allowance that will be time-limited to six months, after which young people will have to take an apprenticeship, a traineeship or do daily community work for their benefits.
- So we will ensure that 18-21 year-olds on Jobseeker’s Allowance will no longer have an automatic entitlement to Housing Benefit.

=Labour: We will replace out of work benefits for 18 to 21-year-olds with a new Youth Allowance dependent on recipients being in training and targeted at those who need it most. There will be a guaranteed, paid job for all young people who have been out of work for one year, and for all those over 25 years old and out of work for two years. It will be a job that they have to take, or lose their benefits.

=Liberal Democrats:

=UKIP:

=Green:

=SNP:


Benefits for carers

=Conservatives:

=Labour:

=Liberal Democrats:
- Develop a package of specialist support for carers seeking parttime work or a return to full-time employment

=UKIP:

=Green:

=SNP: 
- We will also support an increase in Carer’s Allowance so that it matches Jobseekers' Allowance



Housing benefit and council tax reduction - general


=Conservatives:

=Labour:

=Liberal Democrats: 
- Encourage landlords to lower their rent by paying them Housing Benefit directly, with tenants’ consent, in return for a fixed reduction.
- We will review the way the Shared Accommodation Rate in Local Housing Allowance is set, and review the Broad Rental Market Areas to ensure they fit with realistic travel patterns

=UKIP: 
- Give tenants the right to request Housing Benefit is paid direct to their landlords, whatever benefit scheme they are on

=Green: 
- Restore Council Tax Benefit at the equivalent of 2012–13 levels for low-income householders, costing around £500 million a year

=SNP:



Bedroom tax/spare room subsidy/housing benefit size criteria restrictions


=Conservatives:

=Labour: The Bedroom Tax is cruel and we will abolish it

=Liberal Democrats: o Reform the policy to remove the spare room subsidy. Existing social tenants will not be subject to any housing benefit reduction until they have been offered reasonable alternative accommodation. We will ensure tenants who need an extra bedroom for genuine medical reasons are entitled to one in any assessment of their Housing Benefit needs, and those whose homes are substantially adapted do not have their Housing Benefit reduced.

=UKIP: Scrap the ‘bedroom tax’

=Green:

=SNP: We will vote for the immediate abolition of the unfair Bedroom Tax



Universal credit


=Conservatives:

=Labour: We support the principle behind Universal Credit – that there should be a smooth transition into work – but it must be affordable and fit for purpose, so we will pause and review the programme

=Liberal Democrats:
- Complete the introduction of Universal Credit (UC), so people are always better off in work. We will review UC to address any issues regarding ‘cliff edges’, and ensure increased working hours are properly incentivised for all claimants

=UKIP:
=Green:
- Halt implementation of the Universal Credit programme and carry out a thorough review of its structure and implementation, including the treatment of earned income, and removing conditionality.
=SNP:
- We will back an increase in the Work Allowance – the amount people are allowed to earn before their benefit is cut – of 20 per cent



Benefits for children


=Conservatives:

=Labour: cap child benefit rises for two years

=Liberal Democrats:
=UKIP: Limiting child benefit to two children for new claimants

=Green:
- Raise Child Benefit as from 2016 from £20.70 a week for the oldest or only child and £13.70 a week for additional children in 2015–16 to £40 a week for each child.
- Abolish childcare tax credits and tax reliefs in the light of our proposals for free universal early education and childcare

=SNP:


Benefits for older people


=Conservatives:
- Continue to increase the state pension through our triple lock, so that it rises by at least 2.5%, inflation, or earnings, whichever is the highest

=Labour:
- We will keep the triple-lock so that the state pension increases by inflation, earnings, or 2.5 per cent, whichever is highest
- We have taken the tough choice to restrict Winter Fuel Payments for the richest five per cent of pensioners
- we will guarantee that there will be no additional changes to the Winter Fuel Payments, free TV licences or bus passes for pensioners

=Liberal Democrats:
- Legislate for the Liberal Democrat ‘triple lock’ of increasing the State Pension each year by the highest of earnings growth, prices growth or 2.5%
- Withdraw eligibility for the Winter Fuel Payment and free TV Licence from pensioners who pay tax at the higher rate (40%). We will retain the free bus pass for all pensioners.

=UKIP:

=Green:
- We would introduce a Citizens Pension in 2016. It will pay £180 a week to a single pensioner or £310 for a couple

=SNP:
- We will vote to continue the triple lock, guaranteeing that pensions will always rise by inflation, earnings or 2.5 per cent -whichever is the highest
- We will oppose the abolition of Savings Credit
- We will support a single-tier pension of £160 per week



Commitments that are relevant to the vulnerable, including benefit claimants


Minimum wage and living wage


=Conservatives:

=Labour:
- We will improve the security and reward of working life by raising the National Minimum Wage to more than £8 an hour by October 2019
- We will support employers to pay more by using government procurement to promote the Living Wage, alongside wider social impact considerations. Our Make Work Pay contracts will give tax rebates to businesses who sign up to paying the Living Wage in the first year of a Labour Government. Publicly listed companies will be required to report on whether or not they pay the Living Wage

=Liberal Democrats:
- We will pay this Living Wage in all central government departments and their agencies from April 2016, and encourage other public sector employers to do likewise

=UKIP:

=Green:
- Raise the minimum wage

=SNP:
- We will vote to increase the minimum wage to £8.70 by 2020.
- We will also support measures to extend the Living Wage across the UK



Zero-hours contracts, agency work, and related issues


=Conservatives:

=Labour: 
- Labour will ban exploitative zero-hours contracts. Those who work regular hours for more than 12 weeks will have a right to a regular contract.
- We will abolish the loophole that allows firms to undercut permanent staff by using agency workers on lower pay

=Liberal Democrats: 
- We will create a formal right to request a fixed contract and consult on introducing a right to make regular patterns of work contractual after a period of time.
- We will ensure employers cannot avoid giving their staff rights or paying the minimum wage by wrongly classifying them as workers or self-employed.
- Help everyone in work on a low wage step up the career ladder and increase their hours, reducing their need for benefits, with tailored in-work careers and job search advice

=UKIP:
- We will introduce a legally binding Code of Conduct stipulating the following:
-- Businesses hiring 50 people or more must give workers on zero-hours contracts either a full or part-time secure contract after one year, if the workers involved request it
-- There must be no exclusivity clauses in any zero-hours contract
-- Workers on zero-hours contracts must be given at least twelve hours advance notice of work. Once notice has been given, they must be paid for the work, regardless of whether or not they are actually needed

=Green:
- outlaw exploitative zero-hours contracts

=SNP:



Housing



=Conservatives: 
- We will extend the Right to Buy to tenants in Housing Associations to enable more people to buy a home of their own. It is unfair that they should miss out on a right enjoyed by tenants in local authority homes. We will fund the replacement of properties sold under the extended Right to Buy by requiring local authorities to manage their housing assets more efficiently, with the most expensive properties sold off and replaced as they fall vacant.

=Labour:
- For the 11 million people who rent privately, we will legislate to make three-year tenancies the norm, with a ceiling on excessive rent rises. A ban on unfair letting agent fees will save renters over £600
- We will ensure that private renters get a fairer deal.

=Liberal Democrats:
- Improve protections against rogue landlords and encourage a new multi-year tenancy with an agreed inflation-linked annual rent increase built in.
- Ban letting agent fees to tenants if the transparency requirements we introduced are not successful in bringing fees down to an affordable level by the end of 2016.
- Extend the use of Rent Repayment Orders to allow tenants to have their rent refunded when a property is found to contain serious risks to health, and withhold rent from landlords who have not carried out court-ordered improvements within a reasonable period of time.
- Introduce a new Help to Rent scheme to provide government backed tenancy deposit loans for all first-time renters under 30.

=UKIP:
- We will establish a National Homeless Register to make it easier for those of no fixed abode to claim welfare entitlements; get access to medical and dental services; and enable support services to identify those at risk of physical, psychological and sexual abuse. 

=Green:
- Introduce the right to rent (where local councils step in to help those in difficulty with their mortgage to rent their home). 
- Provide 500,000 social rented homes to high sustainability standards by increasing the social housing budget from £1.5 billion a year to £6 billion a year in the lifetime of the Parliament, removing borrowing caps from local councils.
- Devolve Housing Benefit budgets to councils, so they can design packages that improve access to housing in their local market nd enable them to provide more council housing.
- End mass council house sales and the Right to Buy at a discounted price.
- Provide more rights for homeless people, giving local authorities the same duties with regard to single people and childless couples as to families, and ending the practice of declaring people ‘intentionally homeless’. 
- Oppose new arm’s length management organisations and ensure genuine tenant participation in existing ones


=SNP:

Childcare


=Conservatives:
- we will give families where all parents are working an entitlement to 30 hours of free childcare for their three and four year-olds

=Labour:
- We will help families by expanding free childcare from 15 to 25 hours per week for working parents of three and four-year-olds, paid for with an increase in the bank levy.
- We will also introduce a legal guarantee for parents of primary school children to access wraparound childcare from 8am to 6pm through their local primary school

=Liberal Democrats:
- Commit to an ambitious goal of 20 hours’ free childcare a week for all parents with children aged from two to four-years, and all working parents from the end of paid parental leave (nine months) to two years. Start by providing 15 hours a week of free childcare to the parents of all two-year olds. We will then prioritise 15 hours free childcare for all working parents with children aged between nine months and two years.
- Complete the introduction of Tax-Free Childcare, which will provide up to £2,000 of childcare support for each child and include childcare support in Universal Credit, refunding 85% of childcare costs so work pays for low earners

=UKIP: 
- will remove allow parents to use any third-party, non-related child carer they feel comfortable placing their child with, provided the care provided can be proven to be genuine.
- We will place a statutory duty on all primary schools to offer before and after-school care from 8am to 6pm during term time, with the option to extend this to all-day provision throughout the school holidays. Sessions will include breakfast and healthy snacks.
- UKIP is committed to bringing forward a full, open review of all childcare and child protection services in Britain.

=Green:
- Build a free but voluntary universal early education and childcare service for all children from birth until compulsory education age, which we would raise to 7 years.
- Integrate this into the local education service, run by local education authorities, and build on existing infant schools. Local authorities would be would be given freedom as to how to do so in the light of their local circumstances. 
- Ensure that the system includes children’s centres for the very youngest children and their parents, and childcare and early education for children from age 1. 
- Abolish childcare tax credits and tax reliefs in the light of our proposals for free universal early education and childcare

=SNP:
- we will support an increase in free childcare to 30 hours per week by 2020.


Income tax and national insurance


=Conservatives:
- Will raise the tax-free Personal Allowance so that those working 30 hours on the Minimum Wage pay no Income Tax at all
- Will cut income tax for 30 million people, taking everyone who earns less than £12,500 out of Income Tax altogether [I think these two points may amount to the same, but I'm open to being corrected: Benefits Owl]

=Labour:
- We will create a fairer tax system, helping those on middle and lower incomes by introducing a lower 10p starting rate of tax, paid for by ending the Conservatives’ Marriage Tax Allowance

=Liberal Democrats:
- Raise the tax-free Personal Allowance to at least £12,500 by the end of the next Parliament, putting around £400 back in the pockets of millions of working people and pensioners. We will bring forward the planned increase to an £11,000 allowance to April 2016

=UKIP:
- Raise the personal allowance to at least £13,000

=Green:
=SNP
- We support increases in the personal tax allowance


Courts and tribunals


=Conservatives:

=Labour:
- We will abolish the Government’s employment tribunal fee system
=Liberal Democrats:
- Improve the enforcement of employment rights, reviewing Employment Tribunal fees to ensure they are not a barrier

=UKIP:
- We will remove ourselves from the jurisdiction of the European Court of Human Rights
- We will also repeal Labour’s Human Rights legislation

=Green:
=SNP:



Support for advice services


=Conservatives:

=Labour:
=Liberal Democrats:
- Develop a strategy that will deliver advice and legal support to help people with everyday problems like personal debt and social welfare issues, working across government and involving nonprofit advice agencies
=UKIP:
- Will train and fund 800 advisers to work in 800 foodbanks
=Green:
=SNP:


Immigration/Benefits related



=Conservatives:
- We will insist that EU migrants who want to claim tax credits and child benefit must live here and contribute to our country for a minimum of four years
- We will introduce a new residency requirement for social housing, so that EU migrants cannot even be considered for a council house unless they have been living in an area for at least four years.
- If an EU migrant’s child is living abroad, then they should receive no child benefit or child tax credit, no matter how long they have worked in the UK and no matter how much tax they have paid.
- We will end the ability of EU jobseekers to claim any job-seeking benefits at all. And if jobseekers have not found a job within six months, they will be required to leave.

=Labour:
- Those who come here will not be able to claim benefits for at least two years, and we will stop child benefit being sent to families living abroad.

=Liberal Democrats:

=UKIP:
- we will abolish the EEA family permit scheme and reinstate the primary purpose rule, meaning foreign nationals marrying British citizens will have to prove that the primary purpose of their marriage is not to obtain British residency.
- all new migrants to Britain will have to make tax and national insurance contributions for five consecutive years before they will become eligible to claim UK benefits, or access to more than non-urgent NHS services, save for any exceptions stipulated by the Migration Control Commission
- Will Stop child benefit being paid to children who don’t live in the UK 
- We will not allow non-British nationals access to the Right to Buy or Help to Buy schemes, unless they have served in Her Majesty’s Armed Forces. All local authorities, social landlords and housing associations will be required to register the nationality of their tenants in order to ensure this policy works in practice.

=Green:

=SNP:



Miscellaneous


=Conservatives:

=Labour: 
- We will help with household bills freezing energy prices until 2017
- we will deal with the scourge of household debt by introducing a new levy on payday lenders, using the funds raised to boost low-cost alternatives like credit unions

=Liberal Democrats:

=UKIP:

=Green:

=SNP:



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